Windshield chip repair typically costs between $60 and $150, depending on the chip size, your location, and whether you use insurance. Most Michigan drivers end up paying $0 out of pocket by filing through their comprehensive coverage.
At Save On Auto Glass, chip repair is a flat $65, one of the most competitive rates in Michigan, with no hidden fees.
That small chip won’t stay small for long. Michigan’s harsh winters and pothole-riddled roads can turn a minor rock chip into a spreading crack, and a full crack means full windshield replacement, costing $300–$500 or more. Catching it early is always the smarter move.
In this guide, we’ll cover what affects repair cost, how insurance works, when a chip can no longer be repaired, and what to look for when choosing a shop.
Complete Windshield Chip Repair Cost Breakdown
Look, windshield repair cost may vary based on area, number of chips, size of cracks, replacement, and others criteria. So, the actual costs depends on following aspects:
Single Chip Repair Prices
In 2025, usually $60 to $90 is used to repair a normal bullseye or a small star chip (which is smaller than a small coin).
If you go to any of the vast national chains like safelite, then you may cost $140 to $160 for a single chip without insurance. However, this price may vary from area to area. It may be $65 to $80 in your area. Within these costs, resin injection & lifetime warranty are included so that the crack won’t expand. At Save On Auto Glass, all types of windshield chip repair are $65. No hidden charges, but we don’t provide a lifetime warranty.
Additional Chips Cost
Do you have more than one crack on your windshield? The good news is, you don’t have to pay double for this. Most of the repair shops offer a ‘second chip repair discount’.
For the extra chip it may charge usually $20-$45 extra in the same windshield. For example, if the charges for the first chip is $79, then it may take $99-$110 for the second one. The costs become lower if you repair those chips at the same time rather than multiple times.
Crack Repair Prices (Up to 6 inches)
Long chip or crack repairs are comparatively more technical or complex than any other simple chip. Technicians are doing drills to make a relief hole and use resins in long areas.
For this extra diligence, long crack repair price is a little bit higher which is usually within $125 to $155. Keep in mind that most of the repair shops won’t repair if the size is more than 6 inches, it means they won’t want to take such risks. If the crack is longer than this then there is no way left behind rather than replacement.
Luxury & ADAS Vehicles
If you have a Tesla Model Y, BMW X5 or a modern vehicle like Rivian which has Advanced Driver Assistance Systems (ADAS), then it requires additional caution.
However, the process of resin fills is similar, but many repair shops charge $20-$40 extra as a ‘tech premium’ to avoid potential risks of sensor or camera damage. Overall, the costs may be up to $100.
The regulations are so strict specially for Tesla windshield repair. Manufacturers suggest not repairing the chip located exactly in front of the autopilot camera. In this regard, you have to replace the entire windshield instead of repairing with $100 which costs approx $1200 with calibration.
Factors That Affect Your Repair Bill
All the chips or cracks are not equal, so the repair cost may vary. Usually, a ‘Bullseye’ chip which looks clear & round in shape is easy to repair & affordable.
But, if the damage is like a ‘star break’, which means the chip expands like a spider web, then it is difficult to repair. Resin takes too much time to reach this type of chip or crack. For the complexity, many technicians charge an additional 10%-15% more for the star break repair than any other repair.
Location of the Damage
Decisions are taken based on the location of the chip in the windshield whether it is possible to repair or not. If the crack is within the line of sight of the driver( 8.5 x 11 inches area over the steering wheel), then sometimes it is illegal to repair.
Because, glass transparency won’t come back completely after the repair, sometimes it may look blurry which disrupts while driving. It can be done with several bucks if the damage is likely to the passenger side or corner of glass.
Mobile Service vs. In-Shop
Do you want to call a technician in-house or go to a repair shop? The costs also depend on it, indeed.
| Service Type | How it Works | Estimated Cost |
| Mobile Service | A technician will come & complete the task in front of your house or office. | If you don’t have insurance coverage, you may have to pay an extra $25-$40 convenience fee on top of the core repair cost. |
| In-Shop Service | You may have to drive by yourself to the specific repair shop. | No travel fee required. If you want the ‘cash price’ option search ‘windshield repair near me’. |
If you’re near Sterling Heights, then contact ‘Save on Auto Glass’. We don’t charge a convenience fee. We are providing free mobile service with no extra cost. Just pay the core price, and there’s no hassle.
Insurance Coverage: Is it Really Free?
The most common myths among car owners about windshield repair are about repair costs.
Many people don’t know that repair can even be possible without spending a single buck. If you have a clear understanding of the insurance policies, then you can get the service for free. Let’s see how an Insurance company bears the expenses, and whether it affects the policy or not.
The “Zero Deductible” Waiver
A question may pop up in your mind, “Why will insurance companies pay the bill to repair your windshield from their own funds? Actually, behind on this, business mathematics works.
A windshield chip repair may cost between $60 and $80. But if that small chip continues to expand and replace the entire glass, the costs may be between $500 and $1200.
To save this considerable amount, most companies offer a “Zero Deductible” Waiver. It means that if you choose repair instead of replacement, they give you a deductible waiver of $500-$1000.
As a result, the answer is yes, and you can do this completely free.
Will a Glass Claim Raise My Rates?
Many of us are scared about the costs which may increase if the insurance claims on this. However, it doesn’t happen in windshield damage. Stone’s hit into the glass doesn’t count in the accident, rather it counts a comprehensive chaim or not-at- fault occurrence. Since here you have no fault (like sudden break), so you won’t worry about claiming to raise rates. In maximum time, there will be no raise of monthly premium rates in case of only one glass claim. But, if you claim again and again in a short period, then the company will mark you as a high risk.
But if you claim again and again in a short period, then the company will mark you as a high risk.
Major Insurers Policy Check
How’s the condition of the American Glass Policies Company in 2025, a little bit idea is shared below.
- Geico: If you have comprehensive coverage, then they did the deductible wave for chip repair, indicating the free repair.
- State Farm: Normally, they don’t cut money for glass repair. However, It’s better to check the deductible waiver either on or off.
- USAA: Their rules are very clear. If the chip is less than a dollar, then they will do the deductible waive.
DIY vs. Professional Repair: Cost Comparison
Is it necessary to go to a professional repair shop to repair a small chip in the windshield or is it good to use DIY tools for $15-$20 from the market?
In this effort of saving several bucks,it needs to be understood how much risk you are taking.
The DIY Route ($15)
If you’re looking online or at an auto parts shop, then you will notice that a DIY windshield repair kit usually costs $12-$20. Popular brands like Rain-X or Permatex demand that their kits are very easy to use.
This can seem to be a wonderful matter from the cost side, but it has a potential risk of DIY glass repair.
That is ‘You will get only one chance’. If you apply the resin in the wrong way, and that becomes hard before inserting inside in the right way. However, this could not be possible to pull out.
At that time, there is no way left to repair that chip, and lastly you have to replace the windshield.
The Professional Route ($70)
On the other hand, charges are comparatively higher for an expert or doing work with professionals, which is average $65-$90.
Many of us ask the difference between Rain-X vs professional. The main difference is in instruments. Professionals pulled out the air by using a powerful vacuum pump and reached to the end of the crack by pressuring with high quality resin.
As a result, the structure of glass or structural energy remains unbreakable and they provide you lifetime warranty as well according to your job.
Frequently Asked Questions (FAQs)
How big a chip can be repaired?
General rule or ‘Rule of Thumb’ is if the chip or crack size is under 6 inches or less than a dollar bill, then it could be repairable. However, it depends on the position of the crack. Nowadays, repairs are possible bigger than the 6 inches by the blessings of modern technology. If the size is over than the 6 inches, then there is a chance to weaken the structure, and replacement could be a more safe option.
Does the chip disappear completely?
Many of us believe that after the repair crack would be invisible like magic, but the truth is these could not be 100% invisible.
The purpose of repair is to give strength to the glass so that the crack or chip doesn’t spread too much. After the resin injection, windshield repair visibility comes back up to 80%-90%, but if you notice closely then you will see a small spot like a drop or ‘blemish’.
How long does the repair take?
Windshield chip repair is a quicker method than replacement. A professional technician is able to complete this entire process within 30 minutes. If the number or chips are more than this could take an extra 15-20 mins.
Can I wash my car after chip repair?
Yes, you can wash your car after the repair instantly. No need to feel worried about it. This has been done with resin UV light to cure it which is used in repair, so it becomes waterproof suddenly.
If you want then you can move it in automatic car wash, there are no rules or regulations in car wash after repair. However, it is not recommended to spray high pressure wash on the crack directly while repairing.
Final word
Ignoring a small chip means welcoming big amounts cut off from your pocket. If you leave the small repair, which can cost between $60-$80, then sudden break or temperature shifting may expand and turn into big cracks.
At this time, there are no chances left to repair, and you are obligated to replace the entire glass which costs around $500-$1000.
And, before replacing or repairing any chip or crack, find a trustworthy repair shop like ‘Save On Auto Glass’. We professionally handle every chip or crack with advanced technology. If you’re near Metro Detroit, then contact our repair shop. That’s all for today.
